Welcome to OFF-ROAD CANADA! We are excited to offer flexible financing options through Affirm, making it easier than ever to purchase the parts you need. Whether you're shopping on our Canadian site, off-road.ca, or our US site, off-road.shop, Affirm financing is available to help you manage your payments.
How Affirm Financing Works
Affirm provides a simple and transparent financing solution that allows you to spread the cost of your purchase over time. Here's how it works:
- Add to Cart: Browse our extensive catalog of off-road parts and accessories, and add your desired items to your cart.
- Choose Affirm at Checkout: When you're ready to checkout, select Affirm as your payment method. You will be redirected to Affirm's secure website to complete your application.
- Apply for Financing: Enter some basic information for a real-time decision. Affirm will conduct a soft credit check that will not affect your credit score.
- Select Payment Plan: Once approved, you can choose from several financing options, ranging from 3 to 36 months, with interest rates as low as 0% APR for qualified customers.
- Complete Your Purchase: Review your payment plan, confirm your loan, and complete your purchase. Affirm will notify you of your payment schedule via email.
Benefits of Using Affirm
- Flexible Payment Plans: Choose a monthly payment plan that fits your budget.
- No Hidden Fees: Know exactly what you'll pay upfront. Affirm does not charge late fees, service fees, or prepayment penalties.
- Quick Approval: Receive a financing decision in real time during checkout.
Step-by-Step Walkthrough
- Visit Our Website: Go to off-road.ca.
- Shop for Your Parts: Browse and select the parts you need for your vehicle.
- Add to Cart: Click "Add to Cart" for each item.
- Proceed to Checkout: Click on the cart icon and then "Checkout."
- Select Affirm: Under payment options, choose Affirm.
- Complete Application: Follow the on-screen prompts to complete the Affirm application.
- Choose Your Plan: Select a payment plan that works for you.
- Finalize Purchase: Confirm your loan and complete your purchase.
Example Financing Plans
- 3 Months: 0% APR for qualified customers.
- 6 Months: 0-30% APR depending on creditworthiness.
- 12 Months: 0-30% APR depending on creditworthiness.
- 36 Months: 10-30% APR depending on creditworthiness.
Frequently Asked Questions
1. How do I make my payments?
Payments can be made directly to Affirm via their website or mobile app.
2. Does Affirm perform a credit check?
Affirm performs a soft credit check, which does not impact your credit score.
3. Can I pay off my loan early?
Yes, you can pay off your loan early without any penalties.
4. Is Affirm available for international customers?
Currently, Affirm financing is available for customers shopping on our US and Canadian websites.
For more information or assistance with Affirm financing, please contact our customer support team. We are here to help you every step of the way.
Happy Shopping at OFF-ROAD CANADA!